Category Archives: Credit Score

No Cosigner

Get Approved for a Car Loan Without a Cosigner

When you can’t get approved for a loan on your own, lenders sometimes suggest that you use a cosigner to strengthen your application.…
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Loan not Approved

Why Did I Not Get Approved for a Car Loan?

Yeah that’s a tough one. The question everyone asks themselves after they get told yet again they were Not Get Approved for a…
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Bankruptcy

Know Your Options: Bankruptcy VS Consumer Proposal

With the economy in its current state, many Canadians have found themselves indebted and unaware of what resources they have available to restructure…
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Is debt a bad thing?

Better Late Than Never: 4 Effective Ways to Fix Your Credit Now

If you are looking for credit improvement, you can develop your credit history in 3 to 6 months, quicker in some cases. In…
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Credit Score inquiry

How Credit Checks Impacts Your Credit Score

An ‘Inquiry’ occurs when you apply for CREDIT, you effectively authorize LENDERS to ask for or ‘Inquire’ for a copy of your credit…
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How Credit Score Works

How is Your Credit Score Calculated?

Credit Scores are provided by the 2 major credit bureaus in Canada; Equifax and TransUnion. A credit report is a summary of how…
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Know your credit score

Why It’s Vital To Know Your Credit Score

You should be as aware of your credit score, as much as you are aware of your social security number. A credit score…
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credit counseling

Credit Counselling Services

Panicked about Clearing Debts? Credit Counselling is here to Help Credit Counselling is about negotiating with the creditors. Through counselling, monthly payments are…
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What is credit score

How to Get Approved for a Car Loan with Bad Credit Score

Applying for a Car loan? Do you have a credit history in your loan profile? Whether you have a record of no credit…
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