Category Archives: Credit Score

Credit Card Benefits in Canada

Buying A Car Using A Credit Card

Are you planning Buying A Car With a Credit Card? Have you destroyed your credit cards with the intent of getting rid of…
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How divorce can affect credit score

Surprising Things That Hurt Your Credit Score

If you are having a hard time with bad credit and want to improve your credit score, you’ll want to know these 4…
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Repair Credit Score in Canada

5 Simple Ways to Repair Your Credit

Individuals with bad credit are aware as to how hard it is to save money on insurance, get approved for personal loans, credit…
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Free Credit Report Canada

Repair Your Credit Easily

Several Canadians have less than perfect credit. This write-up does not provide you a magical solution to all your debt and credit woes.…
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Credit Cards for Revolving Credit

3 Reasons To Use Your Credit Card

A research report by Canada.CreditCards.com states that average Canadian owns approximately 2 credit cards. Although this number seems high, there are indeed many…
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Actions that hurt your credit score

Actions That Hurt Your Credit Score

Looking to build your credit? Always make sure that each step to take to improve your credit is not actually lowering it. The…
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Free Credit Report Canada

Here’s Why You Must Know Your Credit Score!

Anyone applying for a credit card, or a loan, has a credit file. Because borrowing is so conspicuous among Canadians, over 21 million…
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When to cosign for a car loan

When and When Not to Cosign For A Car Loan

What is a Cosigner? A cosigner is someone who agrees to pay a borrower’s debt if the primary applicant defaults on a loan.…
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Free Credit Report Canada

Credit Score vs Credit Report

Your credit report consists of your financial history, which includes payments, accounts, balances, credit inquiries performed by potential lenders, landlords, and employers, and…
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Vehicle Repossession in Canada

Get A Car Loan With Bad Credit After Repossession

Stats Canada proves that the average Canadian has approximately $1.68 of credit debt for every dollar of income. High debt to income ratio…
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