The Smart Way to Buy a Car

All Credit Types Approved

Canada Auto Experts™ has hundreds of dealership partners, who have thousands of vehicle options to choose from. Select the car that fits your needs and drive it home today.

Or call 1-855-550-5565

*$0 Down payment approvals available.

Why Choose Us

Canada Auto Experts has partnered up with the major dealers across Canada, to ensure that the customer receives fair financing.

Our job is simple — we help protect the customer against unnecessary high-interest rates. So, stop buying cars blindly and ask the experts on how they can help you obtain low rates that build positive credit.

Get Approved from the Comfort of your Own Home

Complete the online Application or speak to a financial specialist today. You will receive confirmation of your approval without having to step foot into a dealership.

Bad Credit Car Loan

Car loans in Canada are very competitive, and now dealerships are fighting for you even though your credit score is not sub-par. Considering the minimum requirements to qualify for low credit car loans, new opportunities are on the horizon for bad credit car buyers in Canada.

However, bad credit applicants will most likely be considered for subprime rates (financing with higher interest rates than those with good credit). According to the major credit bureaus in Canada, Equifax and TransUnion, a credit score that is between 650 – 680 is the average score among Canadians and will likely qualify you for a standard loan. However, in most cases, anything less than 650 will put you in subprime rates.

At Canada Auto Experts, we can help transfer you to a dealership in your area that can give you the best financing rate in Canada for your credit situation. Applying for an auto loan with bad credit takes less than 2 minutes on our website. Getting approved just by using your phone is that easy and convenient.

Bad Credit or No Credit? No Problem! Start your online car loan application today.