Build your credit with our guaranteed approval No Fee Visa card.

Quick answer: A secured credit card can help you establish or rebuild your credit history. Canada Auto Experts explains secured card options and how responsible repayment supports your credit.

Guaranteed Secured Visa Card®

Secured Visa card

Annual Fee

$0

Annual Interest Rate

19.99%

Couple with a credit card

Get the credit you deserve.

  • Guaranteed Approval.
  • Establish or repair your credit.
  • No annual fee and low rate interest.

How to get this No Annual Fee Visa Card and start building credit.

  • Apply

    Complete our secured 2-minute no fee credit card application form from your mobile device.

  • Get Approved

    As long as you are of legal age and a Canadian citizen, you will be approved.

  • Build Credit

    Once you receive your Visa Card in the mail, you can start building your credit.

Credit card approval

Improve your credit. Build for the future.

We report your credit card activity to the credit reporting agencies on a monthly basis. Use your card responsibly to help establish or improve your credit.

A good credit score gives you more options – it can help you get better interest rates on loans and can increase your chances of getting approved for an apartment rental or mortgage.

Woman using a credit card

Visa Benefits

Make Purchases Anywhere

Make purchases over the phone or online. Planning and booking a vacation with your No Fee Visa Card is as simple as a few clicks.

Access Cash Anytime

With over 1 million ATMs around the world displaying the Visa or Plus logo, accessing your cash advance is very convenient.

Frequently Asked Questions

Is there an annual fee?

No. The Guaranteed Secured Visa Card® has a $0 annual fee and a 19.99% annual interest rate.

Who is approved for the card?

Approval is guaranteed as long as you are of legal age and a Canadian citizen.

How does the card help build my credit?

We report your credit card activity to the credit reporting agencies monthly, so responsible use helps establish or improve your credit.

Bad Credit or No Credit? No Problem!

Get Approved Today